Build Your Financial Plan
Answer adaptive questions and get a personalised portfolio allocation based on your goals, income, and risk profile.
What the questionnaire covers
Your Goals
Short-term needs, long-term dreams — retirement, home, education, travel.
Income & Expenses
Monthly cash flow, savings rate, EMIs, and how much you can invest.
Risk Appetite
How you react to market ups and downs — emotionally and financially.
Time Horizon
When you need the money — 1 year, 5 years, or 20+ years from now.
Financial Safety Net
Emergency fund, insurance coverage, and existing debt situation.
Existing Investments
What you already hold — FD, PPF, stocks, gold, real estate.
What you get — free vs. ₹249
Your full profile, all calculators, and Portfolio Analyser are always free. The ₹249 unlock reveals fund names and your executable SIP plan.
Risk Profile + Investor Score
Conservative to Aggressive — scored 0–100 across risk appetite, behaviour, horizon, and financial health.
Portfolio Allocation
Personalised Equity / Debt / Gold split with a visual pie chart — unique to your profile.
Financial Health Score
Emergency fund, insurance coverage, and debt load assessed — with specific action items if gaps exist.
Tax-Smart Tips
ELSS, NPS, and LTCG guidance tailored to your exact income tax slab (captured in the quiz).
Crash Test
See how a 20%, 40%, or 55% market crash would affect your portfolio — and how long it would take to recover.
Goal Timeline
See your corpus grow at 5, 10, 15, and 20 years based on your current SIP capacity.
Goal Buckets
Plan per-goal SIPs — retirement, child education, home, wedding — with allocation and timeline.
11 Calculators — all free
SIP, Goal SIP, Lumpsum, FD/RD, PPF, SSY, NPS, Inflation, Retirement Planner, SWP, and EMI.
Portfolio Analyser
Enter your existing mutual funds and instantly spot overlap, AMC concentration, and asset gaps — no login needed.
Shareable Results Link
A personal link valid for 7 days — share on WhatsApp or revisit anytime. Paid users also get PDF download.
Actual Fund Names
AMC name and plan type (Direct · Growth) revealed for every recommended fund — instead of just category labels.
SIP Planner
Per-fund ₹ amounts, staggered SIP dates (3rd/10th/17th/20th), and annual step-up projection with a corpus chart.
Goal-wise Fund Picks
Per-goal fund recommendations with exact SIP amounts and consolidated deduplication across goals.
Fund Explorer + SIP Simulator
Browse 50+ curated funds with full names. Backtest any fund's monthly SIP from 2015 — see XIRR and corpus. Session access.
PDF Export
Download your complete report — risk profile, allocation, SIP plan — anytime within 7 days via your results link.
💡 You always see your full profile free first — no card required. ₹249 is a one-time unlock, not a subscription. Fund Explorer access is for the current session; the 7-day results link lets you download the PDF as many times as you need.
No sign-up · No credit card · Your answers are never stored
SysMindX FinPlanner is an educational tool, not SEBI-registered investment advice. Mutual fund investments are subject to market risks. Read all scheme documents carefully.