Build Your Financial Plan
Answer 40–50 adaptive questions and get a personalised portfolio allocation based on your goals, income, and risk profile.
What the questionnaire covers
Your Goals
Short-term needs, long-term dreams — retirement, home, education, travel.
Income & Expenses
Monthly cash flow, savings rate, EMIs, and how much you can invest.
Risk Appetite
How you react to market ups and downs — emotionally and financially.
Time Horizon
When you need the money — 1 year, 5 years, or 20+ years from now.
Financial Safety Net
Emergency fund, insurance coverage, and existing debt situation.
Existing Investments
What you already hold — FD, PPF, stocks, gold, real estate.
What you get after the questionnaire
Available now
Risk Profile
Conservative to Aggressive — with your score out of 100.
Financial Health Score
Emergency fund, insurance, and debt situation assessed.
Portfolio Allocation
Personalised Equity / Debt / Gold split with a pie chart.
Financial Warnings
Specific action items if your safety net has gaps.
Goal Timeline
See your corpus grow at 5, 10, 15, and 20 years.
SIP & Lumpsum Calculators
Tweak amounts, returns, and time period interactively.
Coming soon
Personalised Fund Picks
Specific mutual funds matched to your exact profile.
Fund Explorer
Browse and filter 40+ curated funds by category, risk, and returns.
No sign-up required. Your answers are never stored.
Before you start
How long does it take?
About 5–8 minutes. Answer honestly — there are no right or wrong answers.
Is my data stored?
No. All answers stay in your browser session only and are never sent to any server.
What do I get?
Your risk profile, financial health score, and a suggested equity / debt / gold allocation.
Is this investment advice?
No. FinPlanner is an educational tool. Always consult a SEBI-registered adviser before investing.
SysMindX FinPlanner is an educational tool, not SEBI-registered investment advice. Mutual fund investments are subject to market risks. Read all scheme documents carefully.