FinPlanner is a personal mutual fund guidance system designed to help you find investments that truly fit your financial life — your age, income, responsibilities, risk comfort, goals, and timeline.
It does not sell funds or execute transactions. Instead, it educates, profiles, suggests, and empowers you to make your own informed decisions.
Most people pick mutual funds based on a friend's tip or last year's top performer. That approach ignores the most important factor — you.
FinPlanner builds a deep understanding of your financial personality through thoughtful questions about your income stability, family responsibilities, existing debts, insurance coverage, and emotional relationship with money.
Fund suggestions are based on your profile match, not promises of returns. Past performance data is shown for context, not as a guarantee of future results.
Every recommendation explains why a particular fund category suits your situation — so you learn while you explore.
- Smart Profiling: 30+ adaptive questions covering demographics, income, goals, risk appetite, insurance, loans, and behavioral psychology.
- Fund Matching: Suggestions across Equity, Debt, Hybrid, Index, Gold, and ELSS categories based on SEBI classifications.
- Calculators: SIP, Lumpsum, Goal Planner, SWP, and STP calculators with visual growth projections.
- Comparison Tool: Compare up to 4 funds side-by-side on returns, risk, expense ratio, and more.
- Child Investment Planning: Dedicated module for Sukanya Samriddhi, PPF-Minor, NPS Vatsalya alongside mutual funds.
- Gold Allocation: Gold mutual funds and ETFs integrated into every portfolio suggestion as a diversification layer.
Before suggesting any equity fund, FinPlanner checks if your financial foundation is solid. Do you have term insurance? Health coverage? An emergency fund? Are high-interest debts cleared?
If not, the platform guides you to address these gaps first — because the best investment strategy means nothing without a safety net.
Fund data comes directly from AMFI (Association of Mutual Funds in India) and public sources. NAVs are updated daily. Returns are shown for 1-year, 3-year, and 5-year periods alongside benchmarks.
There are no sponsored listings, no hidden commissions, and no affiliate pressure influencing what you see.
FinPlanner does not require your name, mobile number, email, PAN, or Aadhaar. Your profile answers are processed in your browser. No personal data is stored on any server.
The platform is free, open, and built for trust.
Every financial term comes with a plain-language explanation. Hover over Sharpe Ratio, CAGR, or NAV and understand it instantly. Myth busters address common misconceptions like 'higher NAV means expensive fund.'
Whether you are a first-time investor or experienced — the platform adapts to your knowledge level.